Sat. Sep 6th, 2025
CM ACAG Program Registration Procedure of acag.punjab.gov.pk

CM ACAG Program Registration Procedure

CM ACAG Program Registration Procedure: Apni Chhat Apna Ghar Program is a special social security initiative launched by Chief Minister Punjab Maryam Nawaz, whose main objective is to help the poor and needy people who are unable to set up their own homes due to economic conditions or whose homes have been destroyed due to natural disasters or other reasons and they do not have enough money to rebuild their homes.

ACAG program provides one lakh affordable houses to the eligible people and this program is a significant development in the housing sector of Punjab. This program will provide assistance to those who are low-income earners who are living in rented buildings as well as those who are camping in informal settlements.This program will provide one lakh houses across the province in three models in about four and a half years.

This program is designed to help people and plays an important role in fulfilling their dreams and you can easily repay its loan in installments and live a happy life. In this article, I will tell you the procedure for registering in this program, how you can register, what are your eligibility criteria and what are the benefits of this program.

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Main objectives of the program

The main objectives of this program are as follows:

Safe Housing    

This program provides people with their own homes, which is a basic need for their safety.

Empowering women. 

When people are in their homes, they have control over themselves, which enables them to be informed and self-reliant in every decision they make.

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People meet their specific needs in their homes appropriately and easily.. This leads to social development and promotes gender equality.

CM ACAG Program Registration Procedure of acag.punjab.gov.pk

Eligibility Criteria in ACAG Program

To join this program, it is necessary to meet some criteria which are mentioned below.

  •  The applicant should be the nucleus of his/her household as per the Nazira record.
  • It is important for the applicant to be a resident of Punjab and his/her identity card should also be from Punjab.It is important for the applicant to be a resident of Punjab and his/her identity card should also be from Punjab.
  •  To enroll in this program, it is necessary that if the applicant is a citizen, he/she should have at least five marla of land and if he/she is a villager, then he/she should have up to 10 marla of land. Then he/she can benefit from this program. 
  • In addition to being a resident of Punjab, it is also a condition for the applicant to not have been found involved in any crime, for example: he/she should not have been involved in any crime like anti-state, anti-social activities and other crimes etc.
  •  It is also necessary that the applicant should not be indebted to any financial institution i.e. bank etc.
  •  Along with this, it is also necessary that he/she is registered with NSER in a household whose PMT score is 60 or less.

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Main basic features of the program

This program has been improved in many ways and has some important features that play an important role in making it an effective and efficient initiative.

  • This program plays an important role in providing affordable housing to people and especially for women to make them capable of becoming women. This program also provides a safe environment.
  •  When women are safe, they play an important role in the development of the country by finding a conducive environment for their personal and professional development.
  •  When a community is formed, it needs many things such as people to work, teachers to teach, which helps in providing employment, which promotes social cohesion and increases the sense of belonging among the beneficiaries.

Program Benefits

The Apni Chhat Apna Ghar program provides many benefits to people, which are mentioned below.

 It provides people with better living conditions. When people get their own house, they feel less worried and are seen making decisions with more control over their home. 

This program increases employment because when a new community is formed, it has new needs that provide employment to people. 

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This program empowers women and enhances their personal qualities, which allows women to make their decisions with more autonomy.

Program Impact

This program has a positive impact on the lives of the beneficiaries. When people get their own house, they are free from the burden of rent, which gives them a little peace of mind. When people get a house, their confidence in themselves and the government increases. Such programs provide excellent employment opportunities. Women in particular benefit greatly from it and become empowered, which increases social harmony.

ACAG Program Enrollment Procedure

To apply, you should go to the official website of the Apni Chhat Apni Ghar Maryam Nawaz program where you will have to fill in your data such as mobile number, CNIC number, land records and other such things. Then you will receive a message from the government via phone number or email whether you are eligible or not.

Conclusion

The Apni Chhat Apna Ghar program is a very important step that meets the specific needs of needy people, especially women. It empowers women by providing them with the safest and most secure housing, helping them become independent and self-reliant. Keeping all these features in mind, we can say that this program will lead to prosperity in the future.  

By Manees

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